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How to Cut Your Life Insurance Premiums Without Changing Insurance Company
By John Markham


Yacht Insurance
You`ve taken possession of a sea-faring beauty and you have it moored in the local marina. You take to the deck and begin to explore it; then realize Yacht Insurance you`ve forgotten to purchase Yacht Insurance. Don`t panic at the thought of not having Yacht Insurancethough as a simple phone call can fix the problem.


Life insurance could be even cheaper if you change how you pay the premiums.

Most policyholders pay their premiums monthly but many life insurance companies give customers who choose to pay their premiums annually a discount.

Cheaper Premiums or More Cover
Over a typical 25 year term, life insurance customers could save 18 months worth of premiums and even more in some cases. Life insurance premiums already offer good value for money but few people are aware that by paying for their cover once a year rather than every month they could make further savings or buy extra life cover for the same premium.

When you insure your car, house, or holiday you would expect it to cost less to pay annually rather than monthly. Why should life insurance be any different?

If the cost of life insurance starts to rise the option to pay premiums annually can be a useful means to keep the cost within your budget.

How to Pay Annual Premiums and Save
If you`re considering buying a life insurance policy, simply obtain quotes from a range of insurers with annual and monthly premiums to compare the cost saving.

If you`re an existing policyholder, contact your life insurance company and ask...

  • Do you offer a discount for annual premiums?

  • Can I change my policy to annual premiums?

    • If this option is not available for your policy, compare your existing monthly premiums against the annual cost of a new policy. If the savings outway the costs, consider taking out a new policy with annual premiums.

    For more information about this article and/or the author visit http://www.life-saver.co.uk

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